Erection All Risks (EAR) policy is designed to cover Plant and Machinery under erection. Interest of Suppliers/Manufacturers, Contractors, Subcontractors can be recorded in the policy.

This policy is typical “all risk” insurance for storage, assembly/erection, testing and commissioning of the following types of activities. Unless specifically excluded, it provides comprehensive cover for setting up a new project/individual machines, expansion of an existing project, dismantling and re- erection of an existing facility, etc.

The interests of suppliers, manufacturers, contractors as well as subcontractors can be incorporated in this policy. Cover begins from the time of unloading of the first shipment at the project site and concludes on finishing point of testing or handing over of the project to the primary, or the period elected, whichever is earlier.